diff --git a/src/app/ngo-admin/page.test.tsx b/src/app/ngo-admin/page.test.tsx
index 83d7b2d..7ca66d7 100644
--- a/src/app/ngo-admin/page.test.tsx
+++ b/src/app/ngo-admin/page.test.tsx
@@ -1,6 +1,8 @@
 import { render, screen } from '@testing-library/react';
 import { beforeEach, describe, expect, it, vi } from 'vitest';
 
+import type { Stream } from '@/lib/api';
+
 import NgoAdminPage from './page';
 
 const NGO_ADDRESS = 'G' + 'N'.repeat(55);
@@ -10,8 +12,10 @@ const { lookupNgoByAddress, getStreams } = vi.hoisted(() => ({
   getStreams: vi.fn(),
 }));
 
+let currentAddress: string | null = NGO_ADDRESS;
+
 vi.mock('@/components/wallet/WalletProvider', () => ({
-  useWallet: () => ({ address: NGO_ADDRESS }),
+  useWallet: () => ({ address: currentAddress }),
 }));
 
 vi.mock('@/components/toast/ToastProvider', () => ({
@@ -20,18 +24,44 @@ vi.mock('@/components/toast/ToastProvider', () => ({
 
 vi.mock('@/lib/api', () => ({ lookupNgoByAddress, getStreams }));
 
-// Everything that isn't under test is stubbed out; EmbedSnippet stays real
-// so the test counts what a verified NGO actually sees.
+vi.mock('@/lib/stellar', () => ({
+  getNativeAssetAddress: () => 'CNATIVE',
+  getUsdcAssetAddress: () => 'CUSDC',
+  DONATION_VAULT_CONTRACT_ID: 'CVAULT',
+}));
+
 vi.mock('@/components/layout/Header', () => ({ Header: () => null }));
 vi.mock('@/components/layout/Footer', () => ({ Footer: () => null }));
 vi.mock('@/components/ngos/DonateQrCode', () => ({ DonateQrCode: () => null }));
-vi.mock('@/components/ngoAdmin/NgoAdminStreamList', () => ({ NgoAdminStreamList: () => null }));
+vi.mock('@/components/ngoAdmin/NgoAdminStreamList', () => ({
+  NgoAdminStreamList: ({ streams }: { streams: Stream[] }) => (
+    <div data-testid="ngo-admin-stream-list">Streams count: {streams.length}</div>
+  ),
+}));
 vi.mock('@/components/ngoAdmin/WithdrawalHistory', () => ({ WithdrawalHistory: () => null }));
 vi.mock('@/components/streams/StreamDetailsModal', () => ({ StreamDetailsModal: () => null }));
 
-describe('NgoAdminPage', () => {
+function makeStream(overrides: Partial<Stream> = {}): Stream {
+  return {
+    id: 's1',
+    onChainId: '1',
+    tokenAddress: 'CTOKEN',
+    rate: '100',
+    balance: '50000000',
+    withdrawn: '20000000',
+    status: 'ACTIVE',
+    createdAt: '2026-01-15T00:00:00.000Z',
+    updatedAt: '2026-01-15T00:00:00.000Z',
+    donor: { address: 'GDONOR' },
+    ngo: { id: 'ngo-1', name: 'Test NGO', ownerAddress: NGO_ADDRESS },
+    ...overrides,
+  };
+}
+
+describe('NgoAdminPage states', () => {
   beforeEach(() => {
     vi.clearAllMocks();
+    currentAddress = NGO_ADDRESS;
     lookupNgoByAddress.mockResolvedValue({
       id: 'ngo-1',
       ownerAddress: NGO_ADDRESS,
@@ -41,13 +71,82 @@ describe('NgoAdminPage', () => {
     getStreams.mockResolvedValue([]);
   });
 
-  it('renders a single embed snippet for a verified NGO', async () => {
+  it('renders connect wallet prompt when wallet is not connected', () => {
+    currentAddress = null;
+    render(<NgoAdminPage />);
+
+    expect(
+      screen.getByText("Connect your NGO's wallet to manage your streams."),
+    ).toBeInTheDocument();
+    expect(lookupNgoByAddress).not.toHaveBeenCalled();
+    expect(screen.queryByTestId('ngo-admin-stream-list')).not.toBeInTheDocument();
+  });
+
+  it('renders not-registered state when no NGO is found for the connected wallet', async () => {
+    lookupNgoByAddress.mockResolvedValue(null);
+    render(<NgoAdminPage />);
+
+    expect(
+      await screen.findByText(/this wallet isn't registered as an NGO yet/i),
+    ).toBeInTheDocument();
+    expect(screen.getByRole('link', { name: /apply here/i })).toHaveAttribute('href', '/apply');
+    expect(screen.queryByTestId('ngo-admin-stream-list')).not.toBeInTheDocument();
+  });
+
+  it('renders awaiting review state when NGO is registered but unverified', async () => {
+    lookupNgoByAddress.mockResolvedValue({
+      id: 'ngo-1',
+      ownerAddress: NGO_ADDRESS,
+      name: 'Hope Org',
+      verified: false,
+    });
     render(<NgoAdminPage />);
 
+    expect(await screen.findByText('Your application is awaiting review.')).toBeInTheDocument();
     expect(
-      await screen.findByRole('heading', { name: 'Embed your donate widget' }),
+      screen.getByText(/We've received the application for Hope Org/i),
     ).toBeInTheDocument();
-    expect(screen.getAllByRole('heading', { name: 'Embed your donate widget' })).toHaveLength(1);
-    expect(screen.getAllByRole('textbox')).toHaveLength(1);
+    expect(screen.queryByTestId('ngo-admin-stream-list')).not.toBeInTheDocument();
+  });
+
+  it('renders verified view showing totals and the stream list', async () => {
+    const streams = [
+      makeStream({
+        id: 's1',
+        balance: '50000000', // 5 XLM
+        withdrawn: '20000000', // 2 XLM
+        status: 'ACTIVE',
+      }),
+      makeStream({
+        id: 's2',
+        balance: '30000000', // 3 XLM
+        withdrawn: '10000000', // 1 XLM
+        status: 'CANCELLED',
+      }),
+    ];
+    getStreams.mockResolvedValue(streams);
+
+    render(<NgoAdminPage />);
+
+    expect(await screen.findByText('Managing streams for Test NGO.')).toBeInTheDocument();
+    expect(screen.getByRole('heading', { name: 'Embed your donate widget' })).toBeInTheDocument();
+
+    // Total withdrawn = 2 + 1 = 3 CTOKEN
+    expect(screen.getByText('Total withdrawn')).toBeInTheDocument();
+    expect(screen.getByText('3 CTOKEN')).toBeInTheDocument();
+
+    // Remaining balance (ACTIVE streams only) = 5 CTOKEN
+    expect(screen.getByText('Remaining balance')).toBeInTheDocument();
+    expect(screen.getByText('5 CTOKEN')).toBeInTheDocument();
+
+    // Active streams count = 1
+    expect(screen.getByText('Active streams')).toBeInTheDocument();
+    expect(screen.getByText('1')).toBeInTheDocument();
+
+    // Stream list
+    const streamList = screen.getByTestId('ngo-admin-stream-list');
+    expect(streamList).toBeInTheDocument();
+    expect(streamList).toHaveTextContent('Streams count: 2');
   });
 });
+