fix: add provider quota tracking to prevent payout retry exhaustion

[maikNeta]

Summary

Implements provider quota tracking to prevent failed payout retries from exhausting provider quotas.

Changes

• QuotaService: New service for tracking provider request quotas (hourly/daily limits)
• PayoutReliabilityService Enhancement: Integrated quota checking before payout processing
• Prevents retry loops from overwhelming providers with excessive requests
• Supports configurable burst limits and automatic hourly/daily reset

Implementation Details

• Tracks quota usage per provider (Stripe, Stellar, Solana)
• Enforces hourly and daily request limits
• Respects burst limits for retry attempts
• Pauses payout processing when quota is reached
• Automatically resets counters on hourly/daily cycles

Closes #1024

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